The businesses can configure these checks with our PAN Validation Journey.

Journey Input Data

{
  "pan_no": "<10 Char PAN Input>",
  "dob": "<dd-mm-yyyy>",
  "name": "<Full Name as per PAN>"
}

Journey Output Data

{
  "transaction_id": "",
  "journey_transaction_id": "",
  "journey_id": "",
  "status": "SUCCESS|FAILURE|IN_PROGRESS",
  "status_code": "Refer to the table below",
  "message": "Refer to the table below",
  "decision": "CLEAR|MUST REVIEW|NEEDS REVIEW",
  "checks": [],
  "data": {
    "keys": {
      "pan": [
        {
          "pan_no_status": "yes/no",
          "name_status": "yes/no",
          "dob_status": "yes/no",
          "seeding_status": "",
          "source": "nsdl",
          "issuer": "",
          "decision": "",
          "checks": []
        }
      ]
    }
  }
}

📘

These journeys do not include any pre-configured Ownership or Fraud Checks. To add these checks, please contact your Account Manager.

Status Codes

ScenarioHttp Status Codestatusstatus_codemessage
When request is successful and PAN details are available.200SUCCESSsuccessRequest successful
When pan_no provided is not a valid PAN format200FAILUREdocument_not_foundEntity not found.
When no details found at Source for given PAN Number200FAILUREdocument_not_foundEntity not found.
When Input doesn't contain the pan_no field.400FAILUREinvalid_requestpan_no is required
Invalid Client Credentials401FAILUREinvalid_credentialsInvalid Client Credentials
Any unhandled error from Equal end500FAILUREinternal_server_errorSomething went wrong, please try again.
Too many requests429No object will be sent, throttling happens at the gateway level.
Service Unavailable503

Status (Journey Status)

Possible ValuesDescription
SUCCESSShows that the verification process was completed successfully.
FAILUREIndicates that the verification process did not succeed.
IN_PROGRESSSignifies that the verification process is currently underway and has not yet been completed.

Decision

Possible ValuesDescription
CLEARIndicates that the verification has been completed and the information is confirmed as accurate and legitimate.
MUST REVIEWSignifies that further review is needed due to potential issues or inconsistencies in the verification results.
NEEDS REVIEWSuggests that the verification has identified areas that require further investigation or clarification before a final determination can be made.

📘

Journey ID will be shared as part of Onboarding

Key Descriptions

KeyDescription
transaction_idUnique identifier for the transaction.
journey_transaction_idUnique identifier for the journey transaction.
journey_idUnique identifier for the journey.
statusCurrent status of the transaction. Possible values: SUCCESS, FAILURE, IN_PROGRESS.
status_codeCode representing the specific status of the transaction. Refer to the documentation for possible values.
messageDetailed message about the transaction status. Refer to the documentation for specific messages.
decisionFinal decision based on all checks. Possible values: CLEAR, MUST REVIEW, NEEDS REVIEW.
checksList of checks performed during the transaction.
pan_no_statusStatus of the PAN number verification. Possible values: yes, no.
name_statusStatus of the PAN holder's name verification. Possible values: yes, no.
dob_statusStatus of the PAN holder's date of birth verification. Possible values: yes, no.
seeding_statusStatus of the PAN-Aadhaar seeding verification, if applicable.
sourceSource from which the data was extracted (e.g., nsdl).
issuerIssuer of the PAN (if available).
decision (key)Decision for this specific key based on the checks performed. Possible values: CLEAR, MUST REVIEW, NEEDS REVIEW.
checks (key)List of checks performed on this specific key.
Language
Credentials
Basic
base64
:
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