STEP 2

Once AA journey/ Bank Statement Journey is completed the businesses need to invoke this API to get the output.

Journey Input Data

{
  "transaction_id": "",
  "journey_transaction_id": ""
}

Journey Output Data

{
  "transaction_id": "",
  "journey_transaction_id": "",
  "journey_id": "",
  "status": "SUCCESS|FAILURE|IN_PROGRESS",
  "status_code": "Refer to the table below",
  "message": "Refer to the table below",
  "checks": [],
  "data": {
    "keys": {
      "bank_statement": [
        {
          "account_number": "XXXXXXXXX1234",
          "bank_name": "Sample Bank",
          "ifsc_code": "SAMP0000123",
          "account_open_date": "2020-01-01",
          "account_type": "SAVINGS",
          "micr_code": "123456789",
          "full_address": "1234 Dummy St, Fake City, ZIP - 123456",
          "email": "dummyuser@example.com",
          "mobile": "1234567890",
          "full_name": "John Doe",
          "month_duration": 24,
          "start_date": "2021-01-01",
          "end_date": "2023-12-31",
          "latest_balance": "100000.00",
          "tracking_id": "dummy-tracking-id-1234"
        }
      ]
    },
    "insights": {
      "bank_statement_annotations": [
        {
          "insight_created_at": "<iso format>",
          "insight_type": "BANK_STATEMENT_ANNOTATIONS",
          "insight_group": "BANK_STATEMENT",
          "grouped_emi_debit_amount": [
            {
              "type": "grouped_emi_debit_amount",
              "id": "type#<uuid>",
              "config": {
                "period": 13,
                "grouping": "monthly",
                "sortby": "descending"
              },
              "data": {
                "emi_debit_amounts": [
                  5705.71,
                  0.0,
                  1.2,
                  0.0,
                  1,
                  0.0,
                  1,
                  2,
                  0.0,
                  1,
                  0.0,
                  0.0,
                  0.0
                ]
              }
            }
          ],
          "grouped_emi_debit_count": [
            {
              "type": "grouped_emi_debit_count",
              "id": "grouped_emi_debit_12_monthly_descending",
              "config": {
                "period": 13,
                "grouping": "monthly",
                "sortby": "descending"
              },
              "data": {
                "emi_debit_counts": [
                  2,
                  3,
                  5,
                  1,
                  0,
                  0,
                  0,
                  0,
                  0,
                  0,
                  0,
                  0,
                  0
                ]
              }
            }
          ]
        }
      ]
    }
  }
}

📘
This journey does not include any pre-configured Ownership or Fraud Checks. To configure these checks, please contact your Account Manager.