The businesses can configure these checks with our PAN Basic Profile Verification journey

Journey Input Data

{
  "pan_no": "<10 Char PAN Input>",
}

Journey Output Data

{
  "transaction_id": "",
  "journey_transaction_id": "",
  "journey_id": "",
  "status": "SUCCESS|FAILURE|IN_PROGRESS",
  "status_code": "Refer to the table below",
  "message": "Refer to the table below",
  "decision": "CLEAR|MUST REVIEW|NEEDS REVIEW",
  "checks": [],
  "data": {
    "keys": {
      "pan": [
        {
          "pan_no": "XXXX",
          "name": "XXXX XXX",
          "dob": "18/05/1992",
          "gender": "Male",
          "source": "nsdl",
          "issuer": "",
          "decision": "",
          "checks": []
        }
      ]
    }
  }
}

📘

These journeys do not include any pre-configured Ownership or Fraud Checks. To add these checks, please contact your Account Manager.

Status Codes

ScenarioHttp Status Codestatusstatus_codemessage
When request is successful and PAN details are available.200SUCCESSsuccessRequest successful
When pan_no provided is not a valid PAN format200FAILUREinvalid_pan_nopan_no is Invalid
When no details found at Source for given PAN Number200FAILUREdocument_not_foundEntity not found
When Input doesn't contain the pan_no field.400FAILUREinvalid_requestpan_no is required
Invalid Client Credentials401FAILUREinvalid_credentialsInvalid Client Credentials
Any unhandled error from Equal end500FAILUREinternal_server_errorSomething went wrong, please try again.
Too many requests429No object will be sent, throttling happens at the gateway level.
Service Unavailable503

Status (Journey Status)

Possible ValuesDescription
SUCCESSShows that the verification process was completed successfully.
FAILUREIndicates that the verification process did not succeed.
IN_PROGRESSSignifies that the verification process is currently underway and has not yet been completed.

Decision

Possible ValuesDescription
CLEARIndicates that the verification has been completed and the information is confirmed as accurate and legitimate.
MUST REVIEWSignifies that further review is needed due to potential issues or inconsistencies in the verification results.
NEEDS REVIEWSuggests that the verification has identified areas that require further investigation or clarification before a final determination can be made.

📘

Journey ID will be shared as part of Onboarding

Key Descriptions

KeyDescription
transaction_idUnique identifier for the transaction.
journey_transaction_idUnique identifier for the journey transaction, linking this transaction to a specific journey.
journey_idUnique identifier for the journey that the transaction belongs to.
statusIndicates the current state of the transaction. Possible values: SUCCESS, FAILURE, IN_PROGRESS.
status_codeCode corresponding to the status of the transaction. Refer to the status code table.
messageDescriptive message providing details about the status.
decisionOutcome of the evaluation. Possible values: CLEAR, MUST REVIEW, NEEDS REVIEW.
checksList of checks performed during the transaction.
panArray containing details of PAN-related information.
pan_noThe Permanent Account Number (PAN) in masked format.
nameName associated with the PAN as retrieved from the source.
dobDate of birth associated with the PAN holder.
genderGender of the PAN holder.
sourceThe source from which the PAN data was fetched, e.g., NSDL.
issuerEntity that issued the key, if applicable.
decisionOutcome of the evaluation for the key. Possible values: CLEAR, MUST REVIEW, NEEDS REVIEW.
checksList of checks performed specifically for this key.
Language
Credentials
Basic
base64
:
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