Journeys in APIs

A verification journey refers to the process that users undergo to confirm their identity or the legitimacy of a document. This typically involves several steps:

• Data Collection: Gathering necessary information and documents from the user, while using APIs this step would be performed in the business SDK.
• Verification: Using technology to verify the authenticity of the submitted data and documents.
• Business Rule Application: Applying specific rules and criteria to determine if the verification meets the required standards.
• Decision Making: Concluding the verification process and providing a result, such as approval, rejection, or the need for additional information.

Businesses can configure their verification journeys to include one, more, or all of the above steps based on their requirements. This ensures a comprehensive and flexible approach to identity verification, suitable for various business needs.

Two-Step Journey (Init-Based Journey)

In the Two-Step Verification Journey, the process is divided into two distinct steps:

Step 1:Initialise Exchange Transaction

An API call is made to an initialisation endpoint to obtain a transaction ID. This transaction ID is essential for tracking and processing the verification.

Step 2:Execute Verification Journey

The obtained transaction ID is then included in the body of the verification request, which is submitted to complete the verification process.