Bank Statement OCR Verification

The Bank Statement OCR Verification journey allows businesses to verify user bank statements by using the bank statement pdf as input.

Businesses can configure these checks with Bank Statement OCR Verification.

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Journey ID will be shared as part of Onboarding

Journey Output Data

{
        "key_name": "BANK_STATEMENT",
        "key_status": "CHECKED",
        "key_data": [
          {
            "account_number": "916010039746583",
            "account_type": "",
            "key_report": "<S3 Signed URL of user uploaded statement. Link valid for 60 mins>",
            "month_wise_salaries": "<S3 Signed URL of the month wise salaries. Link valid for 60 mins>",
            "transaction_list": "<S3 Signed URL of Row Level Transactions. Link valid for 60 mins>",
            "bank_statement_end_date": "31-03-2022",
            "bank_statement_start_date": "01-04-2021",
            "closing_balance": 425932.13,
            "bank_name": "bank of india",
            "name": "SWAPNIL PAKHARE",
            "is_tampered": true/false/null
            "opening_balance": 421716.35,
            "month_wise_analysis": [
              {
                "month_name": "APR",
                "no_of_debit_transactions": 15,
                "no_of_credit_transactions": 1,
                "total_credit_amount": 116466,
                "year": null,
                "total_debit_amount": 25354.82,
                "average_eod_balance": 8863.8
              },
              {
                "month_name": "MAY",
                "no_of_debit_transactions": 13,
                "no_of_credit_transactions": 6,
                "total_credit_amount": 442577.31,
                "year": null,
                "total_debit_amount": 12666.130000000001,
                "average_eod_balance": 23960.18
              },
              {
                "month_name": "JUN",
                "no_of_debit_transactions": 15,
                "no_of_credit_transactions": 7,
                "total_credit_amount": 83299.17,
                "year": null,
                "total_debit_amount": 1772904.66,
                "average_eod_balance": 84372.9
              },
              {
                "month_name": "JUL",
                "no_of_debit_transactions": 27,
                "no_of_credit_transactions": 3,
                "total_credit_amount": 108100,
                "year": null,
                "total_debit_amount": 18423.7,
                "average_eod_balance": 4217.46
              },
              {
                "month_name": "AUG",
                "no_of_debit_transactions": 19,
                "no_of_credit_transactions": 7,
                "total_credit_amount": 68359,
                "year": null,
                "total_debit_amount": 17368.53,
                "average_eod_balance": 3297.21
              },
              {
                "month_name": "SEP",
                "no_of_debit_transactions": 24,
                "no_of_credit_transactions": 5,
                "total_credit_amount": 111607,
                "year": null,
                "total_debit_amount": 26544.7,
                "average_eod_balance": 4763.85
              },
              {
                "month_name": "OCT",
                "no_of_debit_transactions": 23,
                "no_of_credit_transactions": 7,
                "total_credit_amount": 108022,
                "year": null,
                "total_debit_amount": 18481.1,
                "average_eod_balance": 4216.77
              },
              {
                "month_name": "NOV",
                "no_of_debit_transactions": 25,
                "no_of_credit_transactions": 2,
                "total_credit_amount": 52652,
                "year": null,
                "total_debit_amount": 19282.82,
                "average_eod_balance": 2664.25
              },
              {
                "month_name": "DEC",
                "no_of_debit_transactions": 46,
                "no_of_credit_transactions": 8,
                "total_credit_amount": 171447,
                "year": null,
                "total_debit_amount": 73174.84,
                "average_eod_balance": 4530.03
              },
              {
                "month_name": "JAN",
                "no_of_debit_transactions": 30,
                "no_of_credit_transactions": 1,
                "total_credit_amount": 60000,
                "year": null,
                "total_debit_amount": 46915.82,
                "average_eod_balance": 3448.9
              },
              {
                "month_name": "FEB",
                "no_of_debit_transactions": 31,
                "no_of_credit_transactions": 10,
                "total_credit_amount": 64930,
                "year": null,
                "total_debit_amount": 30270.52,
                "average_eod_balance": 2321.96
              },
              {
                "month_name": "MAR",
                "no_of_debit_transactions": 32,
                "no_of_credit_transactions": 4,
                "total_credit_amount": 101414,
                "year": null,
                "total_debit_amount": 267997.25,
                "average_eod_balance": 10261.42
              }
            ],
            "key_fetched_at": "2023-11-07T05:46:03.491Z"
          }
        ]
}

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This journey does not include any pre-configured Ownership or Fraud Checks. To add these checks, please contact your Account Manager.

Key Status

StatusDescription
VERIFIEDData is retrieved from the source of truth
CHECKEDData is derived or obtained from third parties
IN_PROGRESSCurrently verifying data with the official source or third parties
FAILEDUser-shared data is invalid or incorrect
UNVERIFIEDUser-shared data without confirmation from official sources
USER_DONT_HAVEUser states they lack the specified ID