CIBIL Report Journey

Businesses can configure the CIBIL Report Journey to verify users' business details, including name, address, PAN number, and credit information. The journey would take input as mobile number and OTP.

📘
Journey ID will be shared as part of Onboarding

Journey Output Data

{
  "name": "SURESH GUDIVADA",
  "dob": "01-01-1990",
  "gender": "Male",
  "address": "1-12-34/A SR PALACE, FLAT NO:T4 4/11 BRODIPET GUNTUR, Andhra Pradesh, 522002",
  "pan_number": "ABCDE1234F",
  "cibil_credit_range": "EXCELLENT",
  "active_credit_accounts": 5,
  "closed_credit_accounts": 1,
  "credit_limit_utilised": 0.20449657869012708,
  "total_credit_limit": 9023000,
  "total_balance_amount": 2092,
  "age_of_credit_accounts": "10 years 2 months 23 days",
  "credit_enquiries_in_past1_year": 1,
  "credit_enquiries_in_past30_days": 0,
  "key_source": "Transunion CIBIL"
}

📘
This journey does not include any pre-configured Ownership or Fraud Checks. To add these checks, please contact your Account Manager.

Key Status

Status	Description
VERIFIED	Data is retrieved from the source of truth
CHECKED	Data is derived or obtained from third parties
IN_PROGRESS	Currently verifying data with the official source or third parties
FAILED	User-shared data is invalid or incorrect
UNVERIFIED	User-shared data without confirmation from official sources
USER_DONT_HAVE	User states they lack the specified ID

Updated 3 months ago